Privacy Policy

1. Introduction & Commitment to Privacy

At Financecals (accessible from https://financecals.com), one of our main priorities is the privacy of our visitors. This Privacy Policy document outlines the types of personal and anonymous information that is received, collected, and recorded by Financecals, and how we use and protect it.

Financecals operates free web-based tax calculators and educational statutory deduction guides. We do not require account registration, and we do not store, sell, or monetize sensitive taxpayer data, Social Security Numbers (SSNs), or individual wage inputs entered into our calculator utilities.

3. Log Files and Web Analytics

Like many web platforms, Financecals follows a standard procedure of using log files. These files log visitors when they visit websites. The information collected by log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and optionally the number of clicks.

This information is not linked to any personally identifiable information. The purpose of this information is to analyze aggregate traffic patterns, administer the site, prevent security denial-of-service abuse, and gather broad demographic data for technical optimization.

4. Client-Side Calculator Input Handling

Our 7 tax and paycheck calculation tools (such as the Overtime Tax Calculator, Tip Deduction Estimator, and 50-State Paycheck Engine) execute their mathematical formulas locally within your client browser using secure JavaScript (Alpine.js).

Your financial numbers, hourly wages, overtime hours, and filing statuses are never transmitted to, harvested by, or stored in our database. When you refresh or close your browser tab, all calculated inputs are wiped instantly from local memory.

5. California Consumer Privacy Act (CCPA) Rights

Under the California Consumer Privacy Act (CCPA), California consumers have the right to:

• Request that a business disclose the categories and specific pieces of personal data collected about consumers.
• Request that a business delete any personal data about the consumer that a business has collected.
• Request that a business that sells a consumer's personal data, not sell the consumer's personal data. Financecals does not sell personal data.

To exercise any of these statutory rights, please contact our privacy support team at [email protected].

6. General Data Protection Regulation (GDPR) Rights

We want to ensure you are fully aware of all of your data protection rights. Every user is entitled to the following:

• The right to access: You have the right to request copies of your personal data.
• The right to rectification: You have the right to request correction of inaccurate data.
• The right to erasure: You have the right to request that we erase your personal data under certain conditions.
• The right to restrict processing: You have the right to request that we restrict the processing of your data.

7. Children's Information (COPPA)

Protecting children's privacy online is paramount. Financecals does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately, and we will do our best efforts to promptly remove such information from our records.