Tennessee Paycheck Calculator (2026–2027)

Comprehensive take-home pay calculator for Tennessee workers, with integrated overtime and tip deduction credits.

Select State

calculate Earnings & Pay Frequency

0% State Income Tax

Pay Frequency

Gross Pay Per Period $3,200

Annual Gross: $0 paychecks / yr

Include Qualified Overtime Premium (Code TT)

Regular Hourly Rate

OT Hours in Pay Period

Filing Status

Paycheck Breakdown Biweekly

Net Take-Home Pay Per Paycheck

Estimated after all federal, state, and FICA deductions

Gross Earnings: $0

Federal Income Tax: -$0

Tennessee State Tax: -$0

FICA (Social Security & Medicare): -$0

Net Take-Home Pay: $0

Withholding Methodology:

FICA Withholding: 6.2% Social Security (up to $176,100 cap) + 1.45% Medicare = 7.65% total.
Tennessee State Tax: Calculated using the none state tax rate structure.
Federal Withholding: Applies 2026 standard deduction and the above-the-line overtime premium deduction.

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Tennessee Income Tax & Paycheck Laws

Tennessee is one of nine states with no individual earned income tax. Residents in Tennessee do not have state income taxes withheld from their regular wages, overtime earnings, or tips.

As a result, Tennessee workers receive the maximum percentage of take-home pay, subject only to federal income tax withholding and federal FICA payroll taxes.

policy IRS Publication 15 (Circular E) & State Withholding Coordination IRS Statutory Citation

Employers determine withholding allowances from IRS Form W-4 and corresponding state withholding exemption certificates.

IRC § 3402 • State Dept of Revenue Guidelines Verify on IRS.gov open_in_new

Tennessee Paycheck FAQs

How do the new deductions affect take-home pay in Tennessee?

In Tennessee, eligible workers claiming the overtime premium or tip deductions will see lower federal taxable income, leading to larger net take-home paychecks.

Does Tennessee tax qualified overtime or tips?

Tennessee has no state individual income tax, so only federal income tax and FICA apply to your earnings.

How often should I update my Form W-4?

Whenever you experience a significant change in overtime volume, marital status, or second-job income, you should review your IRS Form W-4 with your employer's payroll office.